Need to solve a Real Estate problem?
We are the EXPERTS in creating Real Estate Solutions!
Here at Moral Home Experts - We represent a network of literally thousands of real estate investors and a handful of very specially trained Realtors that focus on “non-traditional” or “creative” real estate solutions.
If you are like most property owners we work with, you want to find a solution to a real estate problem.
That’s what we do… We solve Real Estate problems… Regardless of condition, equity, or situation… We provide real estate consulting to help create solutions for tons of homeowners. We’ve handled just about every situation you can imagine. For those motivated sellers, we provide services to purchase quickly with creative offers. For those who have additional problems that need solving, we have a TON of creative solutions available.
We strive to make the Real Estate problem solving process easier for homeowners in any situation! The condition of your Real Estate isn’t the first thing that matters to us and it’s not our business why you’re selling. Our focus is to help you solve your Real Estate problem quickly, without the stress, delays, and pitfalls of dealing with overwhelming information. You can count on Moral Home Experts when you need to solve your Real Estate problem FAST!
The easiest way to solve your Real Estate problem in Texas!
We are wholeheartedly focused on helping people that need to solve Real Estate Problems and we specialize in helping those that are having difficulty working through the traditional channels that don’t meet the needs of homeowners in today’s market. We offer truly unique solutions because each and every homeowner has their own goals, and together, we can achieve them.
We value what really matters: The Homeowner
PROBLEMS
A property that’s behind on payments and headed into foreclosure
A vacant property that needs repairing but lacks funds and/or motivation to repair
A rental property filled with problem tenants
A property that’s behind on County taxes and could possibly go into tax auction
An inherited home that would be more beneficial if liquidated into cash to help out the Heirs
A personal need to quickly relocate
The list goes on and on...
SOLUTIONS
Create equity partnering opportunities to help maximize investments for the owners
Provide options/resources to owners that are behind on payments (loan modifications, bankruptcy processes, special forbearance etc.)
Help with sharing contacts such as general contracts, electricians, roofers, real estate
lawyers, real estate agents, property managers etc.
Locate/provide cash buyers for individuals who are looking to sale their properties quick and easy
Assist with structuring creative financing opportunities to help property owners continue to maximize returns over time
Provide general (no cost) consultation for someone looking to maximize their real estate investment
HOW WE WORK
To start, simply tell us about your home and your situation on this site – you can complete our "Find Your Solution" form.
Step 1 – Let's discuss the situation
Let's find the missing puzzle piece. Rather it be an upcoming foreclosure, troubles with tenants, downsizing a property, liquidating your portfolio, vacant homes causing headaches, inherited property that’s too far away, mortgage payment troubles… You name it… We want to know what’s going on! It’s fast, easy, & free!
Step 2 – Identify opportunities for a solution
Here’s the fun part! Time to discuss problem solving opportunities. Here we figure out what solutions are available for your particular problem and discuss the best opportunity that meets your preference and helps provide the best outcome
Step 3 – Action Steps
Time to identify the next best steps to solve your problem, quickly and effectively. Let’s put together an action plan to reach the solution you want.
THE GAME PLAN
Ready to solve your problem?
Let's find your solution!
How it works
To start, simply tell us about your home and your situation on this site – or give us a call at (469) 298-8623. Get your fair cash offer within 24 hours.
Tell us about your house we’ll analyzing your property.
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We’ll make offers based on the market value and condition.
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You get to choose the selling option that suits to you
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SOLUTIONS
Note: We are real estate problem solvers! We do not offer for-fee foreclosure avoidance services such as loan modification services. Please be warned that these services can be very expensive, and based on our observed experience rarely work. Homeowners facing troubles have many options in today’s market.
Individual Realtors, attorneys, and financial planners do not know ALL of the options available. We’re armed with a comprehensive list of strategies to help homeowners with their difficult problems. We treat each person individually and get personally involved with them. We want to understand your unique situation and apply our vast knowledge of strategies to help you in your situation. We know you place your trust in us and that’s why each homeowner’s information is treated confidentially. In addition, we pride ourselves on working with you on your timeline and providing regular updates so you can make the best decision.
Together we can help you take the next step in your life. For Traditional and Creative Selling Strategies including Short Sales, Wraps, Mortgage Payment Assignment, Lease/Optioning, and more… Contact Us!
What client say about us
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Darcel Ballentine
Barone LLC.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Leatrice Handler
Acme Co.
TIRED LANDLORD
A homeowner might be tired of being a landlord for a number of reasons. One of the biggest reasons is that you have to keep spending money to keep your property in good shape. Many landlords want their tenants to keep up with small repairs, landscaping, and other regular but small home maintenance. Unexpectedly big costs can change how much profit you think you're making. Replacing broken appliances or fixing a roof that leaks can cause a negative cash flow, which most landlords try to avoid. If selling your property is the best thing to do when you're tired of being a landlord, how do you do it in the most effective way if you still have people living there?
Using an offer from a company that buys houses is often the easiest and least stressful way to solve a number of problems with a rental property. You don't have to worry about how to legally get rid of the people who are renting from you now. You can sell to a company that buys homes without having to kick out the tenants. You can get rid of bad tenants and expensive property management fees by selling your home quickly and easily without an agent. Our partners that buy houses buy them as-is, even if the tenants haven't taken care of them. When you sell your house to a company like ours, you don't have to worry about whether or not the lease is still in effect. Companies that buy houses know how to handle even the most complicated lease agreements. This means you can close the deal faster and move on to better investment opportunities. When you sell your house to a company like ours, your tenants will have a smooth transition from you to the new owner.
If you aren't looking to cash out on your home and want to continue to increase returns without having to fully disconnect from the property. Let's discuss owner financing. This may be a way for you to remove the headache of being a landlord but continuing to reap the financial returns, over time.
If you're tired of being a landlord, selling to a company that buys houses or even diving into owner financing is a dream come true. Are you ready to quit being a landlord and find something else to do? Get in touch with us today to learn about more opportunities!
TAX DELINQUENT
When property taxes build up over time, this is called "tax delinquency." There are a lot of things that could go wrong and cause a home's taxes to be late. For example, when homes are given to relatives, when people lose their jobs, when their income changes, when something unexpected and overwhelming happens in their lives, etc. No matter "HOW," we at Moral Home Experts can help by coming up with ways to fix any problems caused by Tax Delinquent Properties. We've helped a TON of people who were behind on their taxes find a way to either catch up (for their homesteads) or at least get some kind of financial gain to help them get back on their feet and get rid of their problems.
Don't wait for the county to move your property over to the Tax Sales Auction list - Let's connect and find you a solution today
FORECLOSURE
The worst way to lose a home is through foreclosure. We call foreclosure “the atomic bomb of credit scars"—it cuts the deepest and lasts the longest. When something affects your credit negatively, it lowers your credit score, and the effects last for varying periods of time. Foreclosure lowers your score the most and for the longest period of time – up to 7 (or more years). Some distressed homeowners reach the end of their patience and decide they simply want to “walk away” from a home, believing that foreclosure will be the end of their problems. The truth is that foreclosure is the beginning of an 8–10 year nightmare that can involve everything from an eviction by the sheriff, embarrassment, battling creditors for years, deficiency judgments and lawsuits, possible tax ramifications that can even lead to garnished wages, and difficulty getting credit cards, car loans, or even many types of employment for up to a decade. Allow Moral Home Experts to assist you in avoiding this headache!
Here are a few options to help alleviate foreclosures
Bankruptcy
The best way to temporarily stop a foreclosure (up to) the day before an auction (and when a homeowner has unsustainable debt beyond the home mortgage)
may be to declare bankruptcy. Bankruptcy is another common strategy to avoid
foreclosure (temporarily).
Loan Mod
You may be able to refinance the debt and/or extend the term of your mortgage loan. This may help you catch up by reducing the monthly payments to a more
affordable level. You may qualify if you have recovered from a financial problem and can afford the new payment amount.
Consider a reverse mortgage
If you are over 62 years of age, you may be able to convert part of the equity in your home into cash - it’s easier when you are not behind on payments but possible regardless.
Special Forbearance
Your lender may be able to arrange a repayment plan based on your financial situation and may even provide for a temporary reduction or suspension of your payments. You may qualify for this if you have recently experienced a reduction in income or an increase in living expenses. You must furnish information to your lender to show that you would be able to meet the requirements of the new payment plan.
Short Sales
The term short sale in real estate refers to a sale that takes place when a financially distressed homeowner sells their property for less than the amount due on the mortgage. The buyer of the property is a third party (not the bank), and all proceeds from the sale go to the lender. The lender has two options available—they can forgive the remaining balance or go after the homeowner through a deficiency judgment, which requires them to pay the lender all or part of the difference.
TRO
A TRO is a legal order filed by an attorney on behalf of a homeowner against their
lender. In most cases, it will result in a brief delay (30 days, give or take) of a foreclosure
auction – which may provide enough time for a homeowner to sell a home using other
strategies or catch up the payments. TROs are a legal specialty; you must have an
attorney with this specialty lined up in advance if you need to utilize this maneuver.
Have someone take over your loan (Subject-To)
A subject to real estate deal is when you sell a property with an existing mortgage. Under a subject to deal, the buyer takes over the property, but the seller retains the mortgage. The buyer pays the arrears, and then begins to make the mortgage payments for the seller. For sellers, subject to is a
good way to quickly resolve a property if you need immediate debt relief or if you’re facing foreclosure.
Sale your home outright to a cash investor
An investor will provide a cash offer that ideally pays off the balance due on the mortgage. This allows the seller to completely avoid the foreclosure auction and prevent negative credit impact in exchange for property deed, moving flexibility, and typically additional funds to help with moving
forward.
Sale on the MLS
This is the process of listing your home with a Realtor/Listing agent that will help facilitate the sale of your property. Buyer types may vary (investors, future homeowners, companies etc.)
Each one of these options come with their fair share of pros and cons and will vary in terms of effectiveness depends on each individual’s foreclosure situation. Feel free to reach out to our Moral Home Experts team to help with any questions/concerns that you may have
WHAT OUR CLIENTS SAY ABOUT US
"I had a home that was inherited from my late Mother that was located down in Texas. I am in Tennessee and had no one down in Texas to help with the home. I have a job that requires consistently traveling that takes up much of my time and had no knowledge/interest in turning the home into a rental property. On the other hand, property taxes began to stack up and placed on the tax auction list. I decided it was best I sold the home instead of losing everything to the county. I was not familiar with what needed to be done and connected with the Moral Home Experts, they not only broke down the process but, also ended up being the direct buyers for the home. They were able to close in less than a month! HUGE RELIEF!"
Fast! HUGE Relief!!! - Charles H.
Fast! HUGE Relief!!! - Charles H.
"I was battling Foreclosure and got what seemed like a million calls a day from people "who buy homes fast". I did not want to sale my home. I had nowhere to go! I was connected with TJ and felt his conversation was a lot different from others. Faith told me to give him a call and we talked about my true problem, we explored options, and we figured out the best solution for me at the time. I truly Thank God for great people! Thank you TJ and your Moral Home Experts team. You guys are truly a blessing!"
Blessing! - Teresa V.
Blessing! - Teresa V.
VACANT LOT
If you own a vacant piece of land (acreage and/or residential lots) that you have sitting around, there may be an opportunity for you to increase your investment.
A lot of individuals do not know the true value of their vacant land. By connecting with us here at Moral Home Experts we can assist with identifying opportunities to maximize the investment being held by your land.
